Best Boaters Insurance

Boaters insurance covers boats from damages and loss as well as boat related liability. The type of boaters insurance you want depends on what you use your boat for. This section covers insurance for pleasure boating. Professional boaters will need to seek out different insurance coverage for their risk levels. 

Boaters Insurance Common Questions

See some common questions and answers below, or call us at (855) 922-3542. 

  • What is Boaters Insurance?

    Like auto insurance, boaters insurance protects you from damages to your boat or that you cause on your boat to other property, bodily injuries, fuel spills, wreck removal, and roadside assistance. 


    There are also riders to cover on-water towing, fishing equipment replacement, and medical payments. 

  • How Can Boaters Insurance Help?

    Boats are generally expensive and can easily be involved in high dollar accidents to other boats and boaters. Having boaters insurance will help protect your boat from damages and protect you financially from being sued for liability.

  • Who Should Get Boaters Insurance?

    Anyone who operates a boat should consider boaters insurance. Most states do not require boaters insurance but many cities with water exposure do, so check your state and local regulations.


  • How Much Does Boaters Insurance Cost?

    Typical boaters insurance ranges from $200 to $500 per year. Costs are affected by the age, speed, length, and type of boat, where you boat, your history, and your deductibles and limits.

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