Best CD Accounts

Reviews and Comparisons

CDs are an account where you can not access your money for a given amount of time, but you draw higher interest rates than with a saving account.



CD Accounts Common Questions

See some common questions and answers below

  • What are CD Accounts?

    CDs or certificates of deposit are a type of savings account. You put a certain amount of money into a CD for a certain amount of time, usually more than one year, where it grows a set amount of interest. During that time you can not access that money without a penalty.


  • How Can CD Accounts Help?

    If you have money that you absolutely do not want to spend, a CD can be a good place to store the money.


  • Who Should have CD Accounts?

    CDs make more money than savings accounts but less than other financial vehicles so having one may not be your best investment of your money.


  • How Much Do CD Accounts Cost?

    CDs are generally free to open. If you access the money before the maturity date, you may be charged a penalty or lose interest.


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