Best Flood Insurance

Flood insurance covers your home and belongings from damages and loss caused by floods. Not all homeowners are required to have flood insurance as necessity depends on the location of your home. 

Flood Insurance Common Questions

See some common questions and answers below, or call us at (855) 922-3542. 

  • What is Flood Insurance?

    Flood insurance protects your home from flooding caused by rain, melting snow storm surges, mudflows, hurricanes and tidal waters and other water related events. Every city and county has a flood map that calculates the historic floodplain for common, periodic, and rare flooding events. If the home is within those areas, the homeowner is generally required by their lender to purchase flood insurance.

  • How Can Flood Insurance Help?

    Since regular homeowners insurance does not cover damage from flooding, it is important to have flood insurance if your home is in a vulnerable area. Otherwise, you lose the risk of losing your home and belongings.

  • Who Should Get Flood Insurance?

    If you live in a high risk flood area, you are mandated by federal law to purchase flood insurance. If you live in moderate to low risk areas, you may be required by your lender to purchase flood insurance. As climate chaos increases, the need for flood insurance is also increasing. 

  • How Much Does Flood Insurance Cost?

    Depending on where you live and your risk level, average flood insurance ranges between $550 and $1,395 a year. 

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