Best Home Insurance

Your house is your biggest investment and asset. Because it is probably financed, you need insurance to protect you and your home from damages and to replace your home if it is destroyed. Most insurance companies insure stick built and modular homes through homeowners insurance. Other residences, like mobile homes, require a different type of insurance.

Home Insurance Common Questions

See some common questions and answers below, or call us at (855) 922-3542. 

  • What is Home Insurance?

    Home Insurance covers both the structure and the items within the home as well as injuries to visitors that occur on your property. Most home owners insurances cover extreme weather events, except flooding, fire, theft, and water damage from burst pipes, etc. 


  • How Can Home Insurance Help?

    Homeowners insurance pays for damages to the structures and the loss of or damage to items within your home. It also protects you if someone is injured at your home and requires medical treatment.


  • Who Should Get Home Insurance?

    If you have a financed home, you will be required to carry a certain level of homeowner’s insurance. If you own your home outright, you should still have homeowners insurance because your home is your single largest asset. 

  • How Much Does Home Insurance Cost?

    The cost for homeowners insurance varies widely, with nationwide averages between $598 to $2,559. The cost depends on your location, the replacement cost of the structure and your belongings, credit history, and many other factors such as likelihood of extreme weather. 

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