Best Personal Credit Cards

Reviews and Comparisons

Credit cards have a lot of positives and negatives. They are very convenient and can help you build your credit rating. However, they are very easy to abuse.



Personal Credit Cards Common Questions

See some common questions and answers below

  • What are Personal Credit Cards?

    Personal credit cards are those that are used for personal purchases, not tied to a business. Personal credit cards are a type of unsecured, revolving loans. You have a credit limit and you can borrow by using your card up to that level and must repay at least a portion of the charges each month.


  • How Can Personal Credit Cards Help?

    Personal credit cards are very useful - you do not have to carry large amounts of cash to make purchases and many cards come with some sort of rewards like cash back. You can also use credit cards to help build your credit report though paying on time each month. 


  • Who Should Get Personal Credit Cards?

    If you use a credit card responsibly, you should definitely look into getting a credit card. 

  • How Much Does Personal Credit Cards Cost?

    Some credit cards come with annual fees so that may be the only non-purchase expense charged to your card. However, all credit cards come with a variety of interest rates, fees, and penalties. These kick in if you either do not pay your credit card in full each month or make a late payment.

"I decided to shop around, Drop My Bills found me and connected me to better. I save so much!

Sometimes, you get tired of clicking and scrolling. Sometimes you just need to find a solution that allows you compare and review products and services. We get it! That's why we started Drop My Bills, after years of noticing consumers falling victim to bad services and racking up financial distress, we decided to create a better way for people to understand their options and to stay on track with financial success.