Best Personal Watercraft Insurance

Personal Watercraft Insurance (PWC) is very similar to motorcycle insurance and offers financial protection against accidents, vandalism, and liability. It covers your PWC regardless if you are using it or you loan your craft to someone else. 

Personal Watercraft Insurance Common Questions

See some common questions and answers below, or call us at (855) 922-3542. 

  • What is Personal Watercraft Insurance?

    Personal watercraft insurance protects watercraft with inboard motors like jet skis. You are insured against damage to other crafts or docks, bodily injury to another person, negligence, physical damage to the machine, and towing assistance. 

  • How Can Personal Watercraft Insurance Help?

    Like any other insurance, personal watercraft insurance protects you from your or other’s negligence, accidents, and other events. It is an important part of keeping yourself financially protected. 


  • Who Should Get Personal Watercraft Insurance?

    If you own a personal watercraft, you should have insurance. Check your state regulations to see what type and levels of protection that your state requires. 

  • How Much Does Personal Watercraft Insurance Cost?

    Depending on factors like your watercraft, coverage, and deductibles, your cost may be different, but you can expect to pay between $300 and $500 a year. 

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