Best Specialty Homeowners Insurance

Specialty homeowners insurance is a special type of insurance designed for unique properties or situations that may not fit into the traditional homeowners insurance coverage


Specialty Homeowners Insurance Common Questions

See some common questions and answers below

  • What is Specialty Homeowners Insurance?

    Specialty homeowners insurance is designed for people who own old or historic properties; pets such as aggressive dog breeds; poor credit rating; expensive artwork, jewelry or cars; low value or vacant homes; and rental mobile homes; or those who have had many claims. Sometimes people who have had claims under traditional homeowners insurance may be ineligible for coverage. A specialty homeowners insurance can help cover them as well. 


  • How Can Specialty Homeowners Insurance Help?

    If you fall into one of the categories listed above or have been turned down for traditional homeowners insurance, specialty homeowners insurance may be your best option. 

  • Who Should Get Specialty Homeowners Insurance?

    Any homeowner who cannot get traditional homeowners insurance should consider specialty homeowners insurance. 

  • How Much Does Specialty Homeowners Insurance Cost?

    Your cost will be based on the type of coverage, coverage limits, deductible and where you live. Obviously, because the insurance company feels it is taking a risk insuring you, your specialty homeowners insurance is more expensive than traditional homeowners insurance. 

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